Best Insured Cd Rates 2024 Pdf. Fortunately, you can do a lot better than average. But if the fed cuts interest rates by 0.25% in june 2024, those yields will likely drop to 5.05% apy (or less) almost.

Lendingclub offers cd terms ranging from six months to five years and you can earn up to 5.20% apy. If you put $137 toward your balance each month, you’ll pay it off in.